Newspaper Articles – Bill Hardekopf

Bill Mandates Free Credit Scores for Everyone

A proposed bill in the United States Senate would mandate all consumers have access to free annual credit scores.

Institutions Replacing Debit Cards In Wake of Target Data Thefts

The fallout from the Target data breach continues.

JP Morgan Chase to Refund $309 Million for Bogus Billing Practices

The Consumer Financial Protection Bureau has announced that JPMorgan Chase must refund $309 million to credit card customers who were improperly billed for add-on products.

Credit Cardholder Satisfaction Improves for Fourth Consecutive Year

Credit card users are more satisfied with their cards in 2013, but a substantial number remain confused about their rewards and terms, according to the 2013 Credit Card Satisfaction Study by J.D.

Consumer Financial Board Probing Bank Overdraft Practices

The Consumer Financial Protection Bureau is now investigating bank overdraft practices since consumers paid $32 billion in overdraft fees in 2012.

Massachusetts Court Bars ZIP Codes at Checkout for Credit Purchases

Consumers in Massachusetts no longer have to give their ZIP code information when making a credit card transaction.

Young Adults Have Fewer Homes, Fewer Cars, and Less Debt

Young adults are carrying less debt than before the start of the 2008 recession, primarily because they own fewer major assets.

CFPB Wants to Know Impact of College-Marketed Financial Products

The Consumer Financial Protection Bureau is launching an inquiry into the impact of financial products marketed to students through colleges and universities.

Credit Card Delinquency Rate Near 18-Year Low

The delinquency rate on credit card accounts dropped during the second quarter of 2012 to its second-lowest level since 1994.

Another Swipe Fee Battle Unfolding

Another major dispute over interchange fees could take place soon, this one centering on the swipe fee retailers pay on credit card transactions.