Property and Casualty

Research & Commentary: National Flood Insurance Program Reauthorization

February 14, 2012

Reauthorization of the National Flood Insurance Program (NFIP) has been a political football in recent years, with Congress unwilling to commit to reform.

Facing Mother Nature

Martin F. Grace and Robert K. Klein
December 18, 2006

Changes in insurance markets that followed the flurry of hurricanes in 2004–2005, capped by Hurricane Katrina, have been met by a storm of criticism in Congress and state capitals.

Florida Faces Dual Crises in Insurance Markets

Date: 
January 17, 2012
Associated Persons: 
Number of Contacts: 
2558

On January 17, Legislative Specialist Matthew Glans a new study from the James Madison Institute (JMI) written by JMI adjunct scholars Eli Lehrer, who is vice president for Washington, DC operation

Times Picayune Louisiana Citizens

Date: 
January 18, 2012
Associated Persons: 
Hit?: 
No
Web Only?: 
No

Sent LTE on Louisiana Citizens to Times Picayune.

Workable Solutions for Florida’s Challenging Insurance Problems

January 17, 2012

The ways that Floridians purchase coverage to protect their property and insure their vehicles has, increasingly, placed a significant drag on the state’s economy.

The Causes and Consequences of Rate Regulation in the Auto Insurance Industry

Dwight M. Jaffee and Thomas Russell
January 1, 1998

The extent and detail of state regulatory control over the auto insurance industry has increased markedly in the last ten years.

Analysis of the Consumer Federation of America Report: “Why Not the Best?”

David Appel
December 1, 2001

In a recent paper entitled "Why Not the Best?" the Consumer Federation of American (CFA) claims to have “researched the results of regulation over the last decade in the 50 states” and conclud

Why Not the Best? The Most Effective Auto Insurance Regulation

J. Robert Hunter
June 1, 2001

This report was prompted by the National Association of Insurance Commissioners (NAIC) decision at their spring meeting of 2001 to consider deregulation of personal lines of property/casualty insur

Research & Commentary: Medical Fee Schedules for Michigan Auto Insurance

December 13, 2011

Auto insurance will be one of the key issues Michigan legislators face in the upcoming legislative session.

Comments on Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States

November 29, 2011

The Heartland Institute is a research and educational organization devoted to discovering, developing, and promoting free-market solutions to social and economic problems.

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